Once completed, the money will automatically come out of the balance and if there are insufficient funds, you will be notified and asked to authorise payment from your linked card instead.China has been testing a digital currency since 2020, when it launched a number of exciting “lotteries”. To manage your money make sure you set your “default payment method” to “balance” in the “Money” section of your app. This is a useful way to keep track of the money you are spending as electronic payments can easily get out of hand! Now you have linked your card to WeChat, you can use it to top up your wallet. You can however use it in-store for merchants’ QR codes so this is still a useful way to access WeChat’s payment function. You can use it to pay merchants such as DiDi taxis, Trip, and Air China but you cannot make transfers to individuals or send red packets. The process is basically the same as for a Chinese card, the only difference is the functions available to you if binding a foreign card. You can now add a foreign credit card to WeChat. GET QUOTE Advertisement WeChat Pay Without a Chinese Bank Card Global network of over 1.65 million hospitals worldwide.Inpatient and daycare coverage, including COVID-19.A minimum annual limit of $1,000,000 USD.With Cigna Global, you get a health insurance plan specially customised for expats worldwide. Looking for Recommended Expat Health Insurance? #Ecny wechat pay morningpost codeMake sure it is something you can remember easily (but not something anyone else can guess, like your birthday) as this is the code you will enter every time you make a WeChat payment. The final step is to select a 6-digit pin code. #Ecny wechat pay morningpost verificationYou will also need to add the phone that is linked to your bank account as you will receive a verification code on that number that you will need to enter. If your bank book lists you as DOEJANE or DOE MARYJANE then you must input your name in the same way to WeChat Pay. Note that sometimes banks like to squash your name together. If you have a middle name, you will need to include it too, and be sure to use capitals if your bank has. The app will now prompt you to verify your identity and this must be done using the same passport information you have linked to your Chinese bank account.Ĭhoose the ID type “passport” and add the information exactly as it is for your bank account. Once in the “Wallet” section, you will see “cards”, click this and then click “add bank card”. They will receive a notification in the chat where they can tap it to accept or reject the transfer.Īdding a card in WeChat is pretty straightforward, just follow the prompts on the screen. This will open up another screen where you can tap in the amount you would like to send, hit transfer and another pop-up will appear prompting you to enter your PIN.Įnter that and the money is immediately sent to the other person. If you want to transfer to a contact, simply open your chat with them, press the + symbol in the bottom right-hand corner and then select “transfer” from the options. Once you have linked a card to your WeChat, you can now easily transfer money to anyone else with a WeChat wallet. Everything is automatic and you will soon love leaving your house without a single bit of tangible money. #Ecny wechat pay morningpost driverTry not to stare the first time you see an old granny flashing her QR code to pay! You are more likely to get a confused look if you try to hand a Beijing cab driver cash these days than if you just hop out and walk away, letting your WeChat integrated payment system complete the interaction using the WeChat built-in car booking app of Didi. Electronic payments are the preferred form of payment in China and everyone uses them. WeChat is the epicenter of daily services you need for a convenient life in China. #Ecny wechat pay morningpost how toKnowing these features and how to use them will make your life in China considerably easier. It encompasses all aspects of social media as well as many mini programs for everything from financial services, daily services, travel, transportation, shopping, and entertainment. You will have to change your profile to your Chinese number that is linked to your bank account when you arrive in China and set up your phone with your new SIM card. #Ecny wechat pay morningpost downloadTo be able to unlock all the features you will need to download it after you arrive in China and can link your Chinese bank account but you can also get a feel for it by downloading it to your foreign number, as Wechat can be used internationally but with limited features. As other popular messaging apps like WhatsApp, Messenger, Facebook, and Telegram are all banned in China, make sure that your friends and family back at home also download WeChat so you can stay in touch easily and without the need for a VPN.
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